Accident Attorneys and Insurance Specialists

Accidents by definition are not foreseen or intended. 

Whenever it is reasonably foreseeable that an act, or the failure to act, would cause serious injuries, permanent physical impairment or even death, it is no accident.  That is negligence under accident law or, more correctly, tort law.

Whenever it is foreseeable that someone “might” be injured, the failure to avoid causing an injury and preventing the harm is negligence.

Nonetheless, we are called accident lawyers when accidents have nothing to do with it.

Please take advantage of the experience that we can offer you as your personal injury lawyer. 

Decades of representing plaintiffs as personal injury attorneys in diverse cases have provided us with the experience, skill and knowledge to safeguard and protect your rights, many times rights that many people do not realize they have, simply because they have no experience as an accident lawyer.

That’s why calling 1.888.777.1776 should always be your first call.  

Our team of accident lawyers will make sure you get the best information and advice on what you should do and more importantly, what you should not do; all from injury lawyer safety specialists who will not hold back any information. 

There is a huge world of difference between our level of practice and what we commonly see other personal injury lawyers do. 

In the fall of 2009, because of my combined experience as a spinal cord injury lawyer and experience as an SUV rollover lawyer, I was called to help a young mother with a severe spinal injury — a high spinal cord lesion at cervical disk 4 — leaving her paralyzed from the chest down.  Because of her spinal injury, she cannot move her arms and must be fed by family members, who also have to perform all of the activities of daily living.  

The first injury lawyer, who was hired within a month of an SUV rollover caused by a commercial truck forcing the SUV off the freeway at high speed, never took photographs of the scene where the SUV rollover left tracking marks in the dirt median, did not buy the SUV wreckage to prove that a soft roof collapsed over the front passenger’s head snapping her neck and crippling her for life, and did not secure the records and videos of the two weigh stations that would have identified the specific truck that swayed out of control, veered to the left and caused a SUV rollover. 

The failure to preserve evidence was deplorable, but when I visited the family and reviewed copies of their records I was startled.  The first accident attorney made sure that the other four occupants of the SUV were all seen by the same chiropractor and received multiple MRIs and CT scans at the cost of thousands of dollars, when the real issue was proving the cause of the SUV rollover.  By doing nothing, this injury lawyer drastically eroded the basis for making claims that could have collected the $20 million that this woman will need for her lifetime care, lost wages and the agony and suffering of being bedridden with a spinal injury and unable to feed herself, move, bathe, and toilet the rest of her life.  This first lawyer proved that he was not qualified an SUV rollover lawyer and failed to call in a spinal cord injury lawyer with substantial SUV rollover experience and a record of winning results to prove it.

To protect yourself from being injured by a person with no insurance coverage or one with very low limits of coverage, make sure that  your automobile insurance policy provides as much underinsured coverage and uninsured insurance coverage as your automobile insurance carrier will sell you.  It is very inexpensive and it will be a source of compensation when you are the victim of a negligent person who has no insurance or very little insurance coverage.  Should you have $100,000 in UM or UIM and are injured by someone with a $15,000 policy, you would first collect the $15,000 and then collect an additional $85,000 from your own carrier through your underinsurance coverage.  And while you are at it, tell your insurance broker that an outstanding personal injury attorney told you that your excess policy or umbrella policy should also provide you with excess underinsured and uninsured coverage.  It’s hard to find excess or umbrella UM or UIM insurance, but it is extremely valuable coverage and it is sold by umbrella insurance companies.  So don’t take “no” for an answer.

As an experienced personal injury lawyer I make sure that my law firm does much more than look for a quick settlement.  Our goal is provide a recovery that will last a lifetime.

Proving liability under the “tort” law is only part of serving our personal injury clients.  Our real service is to aggressively deal with the wrongdoer’s insurance company since most are underinsured, and to maximize a recovery for our clients.

We can provide you with the extensive knowledge and experience gained as accident lawyers representing hundreds of clients, but more importantly, we make sure that you don’t inadvertently lose the opportunity to collect all of your damages. 

In extremely limited cases the wrongdoer will be employed by a big business, a major corporation, city, county or other level of government.  More often most wrongdoers do not have insurance coverage in the millions and do not have the ability to pay for long-term medical care, years of lost income and the pain and anguish they cause.

Learn what I have accomplished as personal injury lawyer in limited insurance coverage cases for our clients.

Our goal is to shatter the limits of the wrongdoer’s policy. 

Not only do we offer advice on the best course of action, but also how to avoid wasting time in dealing with personal injury claims adjusters for insurance companies.

And always ask about charges at the outset.  As personal injury attorney, I charge contingency fees of 33% of any settlement approved by my client and 40% of the final recovery by going to trial.  If there is no recovery: no charge for fees or case costs.

Although people rarely hire an accident attorney and do not have the experience we do as personal injury attorneys in negotiating personal injury claims, many people believe they can do it themselves. 

Before anyone you know attempts to negotiate their own claim and before they talk to any insurance adjuster, please have them talk to us for a free consultation.

We provide free legal first aid and guidance for injured people every week to make sure they don’t turn a claim worth many thousands of dollars into a lesser recovery by giving away their rights and we make sure that all the evidence is preserved, not like the personal injury attorney I described above. 

There is no charge. 

We have never charged for talking to anyone and we are not going to start now. 

Find out what you need to know and how a skilled, experienced and successful accident lawyer can help provide a non-taxable personal injury recovery and in some cases collect more than a defendant’s low limits.

Onward,

Richard Alexander

1.888.777.1776

Posted on: November 3, 2009   Posted in: Car / Truck / Motorcycle / SUV Accidents, Insurance Fraud / Bad Faith, Personal Injury / Wrongful Death   No Comments